If you have been seriously injured in an industrial accident, you may be entitled to Workers' Compensation benefits including income, medical expense coverage, and compensation for long-term disability caused by an injury.  When disability lasts more than a year, Social Security Disability Insurance benefits may also be available to you.  Social Security Disability Insurance is a payroll tax-funded, federal insurance program of the United States government. It is designed to provide income to people who are unable to work because of a disability until their condition improves, and is intended to guarantee income if the individual's condition does not improve.