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What Is Workers' Compensation?

Workers' compensation is an insurance program regulated by the state that pays medical bills and replaces some lost income for workers who are injured on the job or develop work-related diseases or illnesses. Workers' compensation pays for the cost of medical treatment and hospitalization related to an injury or illness if the injury occurred in an industrial accident or workplace or if the disease is job-related. Workers' compensation will replace some of a worker's lost wages if the worker lost some or all income for more than seven days.

Unfortunately, not all employers have workers' compensation insurance. For example, Texas is the only state that allows employers to decide whether to carry workers' compensation insurance. Public employers and employers that enter into construction contracts with units of government are required to provide workers' compensation. Employers may purchase workers' compensation insurance from private insurance companies. Under Texas law, certain large, private companies can self-insure for workers' compensation claims. Employers who do not maintain workers' compensation must notify their employees that they do not provide workers' compensation.

Want to know more about workers' compensation? Contact an industrial injury lawyer from our firm.

Client's portion of total recovery may be subject to Medicare/Medicaid reimbursement claims, Medicare/Medicaid liens or other third-party claims or liens. These verdicts and settlements are intended to be representative of cases handled by Arnold & Itkin, LLP. These listings are not a guarantee or prediction of the outcome of any other claims.

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